The Lowdown on Conventional Fixed Rate Mortgages

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
FHA, VA, & USDA Loans
Custom Terms from 15 to 30 Years

Qualify Me Now!

We can find you the lowest fixed rates and our process is quick and painless.

Likely the most commonly heard of mortgage product is the 30 year conforming conventional mortgage. It offers stability in a fixed rate, conforms to all regulating guidelines instituted by Fannie Mae and Freddie Mac, and has a cleaner appraisal process compared to governmental backed mortgages. Broker Brothers Mortgage also offers a variety of terms. While a 30 year term is great for increasing a buyers purchasing power, many may opt for a 15 year mortgage to reduce the overall interest they will pay over the life of the loan. We additionally offer the ability to pick a custom term. You could have a 29, 22, 20 or 17 year fixed rate mortgage. This level of customization is one of many reasons Brokers Are Better!